Vitality On Demand is your All-In-One Insurance Consulting Company. VOD handles your Compliance, Licensing, Contracting, Commissions, & Marketing needs a la carte — built on 24+ years & constant work with the Federal Agencies, State DOI's, Carriers & Attorneys who write the rules. We're Paid for the work, NEVER from YOUR Commissions!
Your Agency's Departments — On Demand
The Departments You Can't Afford to Build — Until NOW
Vitality On Demand is an experienced Florida-based consulting company founded by national award-winning insurance agents (MDRT Top of the Table, Best of Best). We are NOT an insurance agency and we DON'T sell policies. We're the back office — your Compliance, Licensing, Contracting, Commission & Marketing Departments — that independent agents, agencies, FMO's & TPA's plug in whenever they need it. One Department or ALL of them. We don't overcharge, and we NEVER compete for YOUR clients.
Six Departments. Use ONLY What You Need.
Hire US for One — or Run Your Whole Back Office Through US.
Agency registration is brutal. Real examples ↓
Carriers We Support, Software We Own, Tech We'll Set Up For You.
Carriers, Programs & Companies We Work With
Across your lines of business. Filter by line — each tile becomes a clickable link to that carrier & a contract request in the full build. Real logos drop into the thumbnails from your catalog.
Aetna
Ambetter
Anthem
Florida Blue
Cigna
UnitedHealthcare
Oscar Health
Molina Healthcare
CareSource
Wellpoint
AmeriHealth Caritas
AmeriHealth Caritas Next
AvMed
Health Net
Community Health Choice
CHRISTUS Health Plan
Mending Health
McLaren Health Plan
WellSense
Medica
SelectHealth
Quartz
BCBS of Illinois
BCBS of Michigan
BCBS of Montana
BCBS of Nebraska
BCBS of New Mexico
BCBS of Oklahoma
BCBS of Tennessee
BCBS of Texas
LA Care Health Plan
UnitedHealthOne
Allstate Health Solutions
Philadelphia American
Antidote Health
Humana
Devoted Health
Wellcare
HealthSpring
Scan Health Plan
Alignment Health Plan
KelseyCare Advantage
HealthSun
HealthFirst
Freedom Health
Prominence Health
SOLIS Health Plans
Zing Health
Verda Health
Eternal Health
Golden Kidney Health Plan
Aetna Senior Supplemental
Mutual of Omaha
Manhattan Life
Aflac
Washington National
Wellabe
Guarantee Trust Life
Heartland National
National Life Group
Foresters Financial
American Amicable
Gerber Life
Ethos
Royal Neighbors of America
Guardian
Ameritas
Ameritas Life
GeoBlue
WorldTrips
HealthSherpa
SunFire
Quotit
Connecture
Sircon
NIPR
Lucie
CoreEnroll
Enroll.HealthShowing your real multi-line roster — drop the matching logo files into /public/carriers/ and each tile's artwork appears automatically (monogram until then).
VOD Software & Apps WE Own
Compliance2A
Complaint tracking, Licensing, Registrations & Renewals tracking — nothing lapses, every deadline visible.
Lil-E
Commission Tracking — reads any carrier statement and finds the money you're owed.
Phamella
Quoting & Enrollment App across ACA, private & ancillary lines.
Useful Tech & AI For Your Agency
Beyond our own tools, we and the thousands of agents & agencies we work with have used and experienced every software program, app, or system imaginable — and can recommend and help implement the right third-party programs you need: CRM's, Dialers, E-Sign, Storage, Quoting & Enrollment — and show you how to put AI to work in your agency to boost productivity and lower overhead. We don't resell it — we make it work.
Shared, Earned Ownership — With Benefits They Deserve.
You sell insurance & benefits all day; most agencies never set up their own. You own your residuals & books of business — your employees would love to find out how to own theirs. We can help show you how to offer residuals or Stock Ownership without giving away your own goals. We compare benefits structures to fit your growth style and attract the talent you need for the exit you deserve!
One Thing or Every Thing — Only Pay For What YOU Need! We Grow WITH You!
Tell Us What Needs You Have
Pick a single service or support your whole back office. No Forced Bundles or Services. Only Pay for What You Need & Use.
Get a Custom Quote
Pay As You Go, Monthly Memberships, Embedded, or Revenue-Share Enterprise Opportunities — Quoted to You.
Select the Departments You Need To Start
Your New Departments, Selected On Demand ONLY — NEVER in YOUR Commissions.
On-Boarding Like a True Employee
We are an extension of your agency — fully informed, fully briefing you every step of the way, every day, every week.
REAL Problems, Real Solutions.
“Helped a Multi-State Agency & its downlines locate over $100,000 in missing commissions & patch holes for the future.”
“We knew we had a better effectuation rate than what our commission statements said. VOD helped us not only find the proper audits but completed them with us. Not only changed our contracts but fixed the reporting so we'll never miss them again!”
“We had 7 non-resident Agency licenses denied, and were bleeding commissions & sales fast without New York & California. Thanks to VOD's quick actions we not only are licensed in all 50 states, but all our agents are properly appointed & writing deals finally!”
“A consumer complaint landed at our DOI and we had no idea how to respond. VOD built the entire response package, looped in counsel, and it closed with no action. We finally have handbooks and consents that actually hold up.”
Tell Us Where It Hurts.
Licensing Backlogs, a LATE Complaint on Your Desk, Commissions that Don't Add Up — Pick ONE Thing or ALL of It. We'll Map the Fastest Fix & Show You.